• Not FDIC/NCUSIF Insured • No Bank/Credit Union Guarantee • May Lose Value • Not a deposit • Not insured by any federal government agency

Registered Representative offering securities and advisory services through Cetera Wealth Services LLC, Member FINRA/SIPC, a Broker-Dealer and a Registered Investment Advisor. Cetera is under separate ownership from any other entity.

Securities and advisory services offered through Cetera Investment Advisors LLC, member FINRA / SIPC, a broker-dealer and registered investment adviser. Cetera is under separate ownership from any other named entity. This site is published for residents of the United States only. Financial Professionals of Cetera Investment Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed.

For additional information please contact the advisor(s) listed on the site, visit the Cetera Wealth Services LLC site at www.cetera.com.

IMPORTANT INFORMATION AND FORM CRS | BUSINESS CONTINUITY PLAN

Registered Branch: 618-283-5238

Scott Kramer: (618) 283-5211

Brock Brannon: (618) 283-5238